I was afraid I couldn't afford HVAC replacement

The worst time of the year to have troubles with the AC is during the warm season months, and I was having some trouble with the AC last warm season, and I needed to wait until payday to call someone to look at the issue.

I knew it was going to cost at least $129 to get someone out to the home to investigate the system, and depending on the repair, it would have cost even more money.

When the troubles began on Tuesday, I felt confident waiting until Thursday to have the work completed. On Wednesday, the sun started shining at 5 am. It was almost a hundred degrees outside before noon. I did not think I was going to get through the whole day without cool air. On Tuesday, I contacted the AC repair and I made an appointment for Wednesday, but they had an available appointment on the same day that I called, although I told the boys that I needed to wait until payday. I was the first person on the schedule on that day. The repair serviceman delivered some disappointing news that I was hoping not to hear, but he believed that the air compressor was the problem and proposed replacement of the entire HVAC system. I knew I didn’t have thousands of dollars for that kind of work. I broke down in the living room, in front of the repair serviceman. I started sobbing when I heard the news. The repair tech told me not to worry, because they have lending companies and financial institutions that work with purchasers and everyone gets approved if they own their home.

HVAC unit